ATTENTION: EVERYONE WITH A MORTGAGE IN SPAIN! How to get the costs back!

The Supreme Court of Spain in its Court Decision number 705/2015 of the 23rd December, already been confirmed by several courts, said that mortgage loan clauses obliging the customer to pay the costs – such as the notary, registration, and bank expenses – are abusive. This is because they are expenses that must be paid […]

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Claim back expenses paid on your mortgage: Notary and Land Registry fees, taxes, etc.

Question: Dear lawyer, I have heard that it is possible to claim back expenses paid for taking out a spanish mortgage, is this true ?, What can be claimed? How much would it cost? Dear reader, thank you for your enquiry. Yes, it is possible to claim back expenses paid by you when you signed […]

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Clause Floor: The European Court of Justice obliges Spanish banks to pay from the beginning of the mortgage.

The judgment of the European Court of Justice ( ECJ) of 21 December 2016 (EDJ 2016/226005), could cost the Spanish banks about   € 3,000 to € 5,000 millions, depending on the number of affected consumers who finally claim for their rights, and for the nullity of their mortgage floor – suelo or limitation to the […]

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