Claim back expenses paid on your mortgage: Notary and Land Registry fees, taxes, etc.

Question: Dear lawyer, I have heard that it is possible to claim back expenses paid for taking out a spanish mortgage, is this true ?, What can be claimed? How much would it cost? Dear reader, thank you for your enquiry. Yes, it is possible to claim back expenses paid by you when you signed […]

Read More…

Clause Floor: The European Court of Justice obliges Spanish banks to pay from the beginning of the mortgage.

The judgment of the European Court of Justice ( ECJ) of 21 December 2016 (EDJ 2016/226005), could cost the Spanish banks about   € 3,000 to € 5,000 millions, depending on the number of affected consumers who finally claim for their rights, and for the nullity of their mortgage floor – suelo or limitation to the […]

Read More…

How to buy a property without all the money or mortgage? The Resolutive Condition in the Spanish law.

White and Baos Lawyers receive inquiries from buyers and sellers where, although they agree on the conditions of the sale, the buyer cannot immediately pay the full price and has problems obtaining financing – usually a mortgage loan that allows the purchase in the usual way. And if the buyer needs to defer part of […]

Read More…