Legal advice to save money on your loan if your bank has transferred the debt to a third party.

If you have a mortgage or a personal loan with a bank and have had problems making the payments, it is possible that your bank will have sold your credit to a third party, otherwise known as a vulture fund. Normally the bank performs these assignments when it understands that the credit is a risky […]

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What becomes of a Lease Contract in the event of the landlord’s death? Heirs in Spain.

Dear lawyer, My mother passed away very recently. My brothers and I are named as the heirs in her Spanish Will, as yet we have not yet signed the inheritance or probate in Spain. In principle we are all in agreement regarding the contents etc and we do anticipate any problems between us regarding the […]

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Have you been affected by CAM Bank Participating Shares (Cuotas Participativas)? Notes on this toxic banking product.

If you are one of the unfortunate customers who has been deceived by the CAM Bank in having been sold Participating Shares, then you should be aware that: .-these shares are a complex investment product, .-in the event of insolvency of the entity their holders will be the last in line to get paid,  .-they […]

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