Consumer and Banking Law in Spain: The Spanish mortgage floor rate clauses. Are the mortgage loan interest floor rate clauses legal?. Answer from the Spanish courts, lawyer etc.

CONSULTATION: Dear Carlos When I took out my mortgage I was not advised that there was a mortgage floor rate ( clausula suelo), I was only told it was variable and linked to the euribor. For the last few years I have been paying 4.25% interest even though it is linked to the euribor rate. […]

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Spanish Real Estate Lawyer solicitor: Conveyancing: buying and selling in Spain. Tax legal advantages of buying a new property in Spain during 2012.

CONSULTATION Dear Sirs,I have some savings and I understand that is a good time to buy new properties and homes in Spain, as it seems there are many legal and tax advantages, and also I have been told that if part of the money is paid in cash, I will pay less taxes. Is this […]

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Spanish Lawyer: Liability for water damages and leaks from the upstairs neighbour. Legal Advice and regulation in Spain. What to do?

CONSULTATION: Dear Sirs, I had a water leak into my property coming from my upstairs neighbour’s bathroom.He said that he is not liable because although it was a problem of his house’s pipes, he did not cause it on purpose or negligently, and he could not know or avoid it, and being just an accident […]

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