If your mortgage loan has been cancelled, even if was for the lack of payment of the monthly instalments, you can claim for a refund of the Life Insurance linked to your mortgage.

IF your mortgage loan has been cancelled, even if was for the shortfall in payment of interest;  you may be able to claim a part refund of any life insurance premium paid which was linked to your mortgage. In the past, many Spanish banks forced their client to enter into a life insurance agreement with […]

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The FLOOR CLAUSE in companies, freelancers and professionals mortgages. Supreme Court New Decision . In which cases could be successfully claimed for.

THE decision 168/2020, of March 11, 2020, made by the Spanish Supreme Court, has clarified whether companies, the self-employed and SMEs, could claim against the floor clause that  banks included in their mortgage loans, even in those cases in which the loan was required to be used by the borrower in their professional activity. In […]

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Inherit from an heir who never accepted a previous inheritance. Save Tax in the case of double inheritances in Spain. Ius Delationis.

QUESTION My parents owned a property in Denia, Alicante with the title shared at 50 per cent each and which has a value of about €200,000. They made wills naming each other as heirs and then me. My father passed away in Spain 10 years ago and my mother recently in March 2020. How should […]

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