SINCE the enforcement of Law 15/2018 of June 7, of the Generalitat regarding tourism, leisure and hospitality within the Valencian Community, there have been numerous changes that directly affect how to obtain a licence that allows the use of a property for tourist rental. One of the most important changes has been to impose […]
Do you have a mortgage loan in Spain referenced to the IRPH instead of the Euribor? IF so, prepare to claim.
MANY people have or have had their mortgage loan in Spain linked to an interest rate different to Euribor (which is the most common rate). Until 2013 however, there were many loans known as IRPH DE BANCOS, or IRPH DE CAJAS DE AHORROS, which in reality were the average rate of mortgage loans for more […]
New requirements to obtain and sign for a mortgage loan deed in Spain.
A NEW Law 5/2019 of March 15 actually came into force on June 16 and as it is more commonly known, the Mortgage Law is a regulator of real estate credit contracts. This new law has introduced important new elements which will apply when you approach a bank for a mortgage loan. Amongst these changes, […]